1 (16 oz.) can refried beans
1 pkg. taco seasoning mix
1 (8 oz.) sour cream
1 (4 oz.) chopped green chilies
1 (4 oz.) sliced black olives
1-2 chopped green onions
1-2 chopped tomatoes
2 c. shredded Cheddar cheese

Mix beans with taco seasoning mix. Layer bean mixture, sour cream, chilies, onion and tomatoes. Top with cheese. Serve alone or with tortilla chips.