1 can sliced olives
1 ripe avocado, mashed with 1 tbsp. lemon juice
1 pt. sour cream
1 can refried beans
1 pkg. taco seasoning mix
2 ripe tomatoes, chopped
1/2 lb. shredded Mozzarella
3 scallions, chopped

Spread in glass casserole dish refried beans to cover bottom. Spread avocado on top.

Mix sour cream and taco seasoning. Spread on top. Cover with shredded cheese, olives, tomatoes and scallions. Chill 1/2 hour. Serve with nacho chips.