1 c. cold milk
1 (4 oz.) pkg. Jello vanilla instant pudding filling
1 c. miniature marshmallows
1 sm. banana, chopped
1 (8 oz.) can crushed pineapple, undrained
1 (11 oz.) can mandarin orange sections, drained
1/2 c. sliced almonds
1/2 c. coconut
2 (9-inch) graham crumb crusts

Beat pudding mix and milk with wire whisk 1 to 2 minutes. Mix in 1/2 cup of marshmallows, the banana and pineapple with juice. Spoon half the mixture into each crust. Top with remaining ingredients.