10 3/4 oz. condensed cheese soup
1/2 c. milk
16 oz. salsa
tortilla chips
16 oz. refried beans
sliced chiles
1 c. shredded cheese

Preheat oven to 400°F. Stir soup and milk in pan. Top with 1/2 salsa and 1/2 chips; spread on beans. Top with salsa and chips. Sprinkle with chiles and cheese.

Bake 20 minutes.