2 lbs. hamburger
2 pkgs. Lawry's Burrito Sauce
1 can refried beans
2 1/2 c. water
8 oz. Monterey Jack cheese or Mozzarella cheese, shredded
2 pkgs. flour tortillas

Brown hamburger; add burrito sauce and water; mix well. Add refried beans and simmer. Scoop mixture onto tortilla and fold. Place in baking dish, side by side. Cover burritos with remaining mixture. Sprinkle shredded cheese over top. Bake in moderate oven until cheese melts.