1 lb. ground beef
1 med. onion
1 sm. can refried beans
1 lg. salsa sauce
1 sm. taco sauce
Tortilla chips
Cheddar cheese

Brown ground beef and onion; drain off oil. Mix in salsa and taco sauce. Line deep dish, 2 quart casserole, with tortilla chips. Spread refried beans over chips. (Spreads easier when warm.) Add meat mixture on top then sprinkle with cheese. Bake in 350 degree oven 1/2 hour or 10 minutes in microwave.