2 cans refried beans
1 c. sour cream
2/3 c. mayonnaise
1 pkg. taco seasoning
2 sm. cans green chilies
4 avocados (optional)
2 tsp. lime juice
1/2 tsp. garlic powder
2 c. chopped tomato
2 c. chopped green onion
2 c. shredded Mozzarella
2 c. chopped black olives

Spread refried beans in 13 x 9 inch dish. Mix mayonnaise, sour cream and taco seasoning mix. Spread over bean layer. Spread chilies over this. Mash avocados, mix in lime juice and garlic powder. Spread over chilies. Sprinkle on cheese, tomatoes, onions, and olives. Refrigerate at least 2 hours, preferably overnight. Serve with taco chips.