1 c. Bisquick baking mix
1/4 c. water
1 (16 oz.) can refried beans
1 lb. ground beef, cooked & drained
1 avocado, sliced
1 c. thick taco salsa
1 1/2 c. grated Cheddar cheese

Preheat oven to 375 degrees. Grease pie plate (10x1 1/2"). Mix Bisquick, water and beans. Spread in pie plate.

Layer remaining ingredients on bean mixture. Bake 30 minutes. Serve with sour cream, if desired.