Heat oven 375 degrees.

Mix well:

1 can (16 oz.) refried beans
1 c. Bisquick
1/4 c. water

Spread mixture in bottom and halfway up side of greased 10 inch pie plate.

Layer in order:

1 lb. browned hamburger, 1 sliced avocado (optional), 1 cup thick salsa, 1 1/2 cups shredded cheddar cheese. Bake 30 minutes. Each piece may be served with sour cream, lettuce, tomato. 8 servings.