1 c. refried beans
1 c. avocado
1 c. sour cream + 3 tbsp. mayonnaise mixed
Onions (optional)
1/2 pkg. taco mix or chili powder
1 sm. can chili (green)
Sm. can chopped olives
1/2 - 1 c. Monterey Jack cheese
1/2 - 1 c. yellow Cheddar cheese
Tomatoes, chopped

(Optional: Mexican sausage on the beans.)