1 can refried beans
1 large sour cream
1 pkg. taco seasoning
8 oz. mild Cheddar cheese or Mexican
1 medium tomato, chopped
1 bunch green onions, chopped
1 can black olives, sliced
tortilla chips
salsa

In 8 x 8 baking dish, spread refried beans. Combine sour cream and taco seasoning. Spread over beans. Sprinkle cheese on top, followed by tomatoes, green onions and black olives. Serve with tortilla chips and salsa.