1 (8 oz.) pkg. cream cheese, softened
1 (16 oz.) carton sour cream
1 pkg. taco seasoning
1 1/2 c. lettuce, shredded
1 sm. can black olives
1 1/2 c. tomatoes, chopped
1 1/2 c. Cheddar cheese, shredded
1/4 c. onion, diced

Mix cream cheese, sour cream and taco seasoning until creamy. Spread on large tray. Layer lettuce, tomato, cheese, olives, onion. Chill. Great with taco chips.