1 1/2 lb. ground beef
1/4 tsp. pepper
1 1/2 tsp. salt
1/4 c. rolled oats
1 c. milk OR tomato juice OR 1/2 c. BBQ sauce & 1/2 c. milk
1 yellow onion, chopped
1 egg, well beaten

Mix all ingredients thoroughly. Place in loaf pan. Sprinkle 1 cup Cheddar cheese on top. Bake 1 hour at 350 degrees. Cool for 5 minutes before serving.