1 lb. ground beef
8 oz. cream cheese
2 cans Hormel Chili, no beans
1/4 c. salsa
Mozzarella cheese or Jack cheese

Brown beef and drain well. Add chili and salsa. Spread softened cream cheese in the bottom of a 13 x 9 inch pan. Spread beef mixture on top of cream cheese. Top with shredded cheese.

Bake at 350 degrees for 30 minutes. Serve with nacho/taco chips.