1 c. flour
1/2 c. butter, melted
1/4 c. brown sugar
1/2 c. pecans, chopped

Mix in 9"x13" pan. Bake at 400 degrees for about 15 or 20 minutes or until golden brown, stirring twice. Cool.

SECOND LAYER:

8 oz. softened cream cheese
1 c. powdered sugar
1 c. whipped cream

Mix and spread on crumbs.

THIRD LAYER:

2 pkgs. instant pudding chocolate or butterscotch mix
3 c. milk

Beat and pour over cheese layer.

FOURTH LAYER:

1 c. whipped cream
1/2 c. chopped pecans

Spread whipped cream. Sprinkle over pecans. May use banana pudding and sliced bananas or coconut pudding using 1/4 teaspoon almond flavoring in pudding. Sprinkle with toasted coconut on top.