1/2 c. packed light brown sugar
1/4 c. all-purpose flour
4 tbsp. butter, melted
1/2 c. chopped pecans or walnuts

Mix and set aside.

CAKE:

1/4 lb. butter, room temperature
1 pkg. (8 oz.) cream cheese, room temperature
1 1/4 c. sugar
2 eggs (or 1/2 c. egg beaters)
2 very ripe bananas, mashed (1 c.)
1 tsp. vanilla
2 1/4 c. all-purpose flour
2 tsp. baking powder
1 tsp. baking soda
1/4 tsp. salt
1/4 c. milk
1 pkg. (6 oz.) semi-sweet chocolate bits

Preheat oven to 350 degrees. Grease large Bundt pan. In large bowl beat butter with cream cheese until smooth. Add sugar, beating until light and fluffy, about 2 minutes. Mix in eggs, one at a time, beating well after each addition; mix in banana and vanilla.

On low speed mix in flour, baking powder, soda, salt and milk until incorporated, about 1 minute. Mix in chocolate chips. Mix in streusel. If you use a pan with removable bottom, spread streusel on top instead of mixing in. Bake 60-70 minutes or until toothpick comes out clean.