2 lbs. hamburger
1 (8 oz.) can refried beans
1 pkg. taco seasoning
Taco shells or corn chips
Toppings (same as tacos)

Brown beef. Drain grease and add beans. Add water until the mixture is smooth and creamy. heat to boil. Crush chips and add to mixture just before serving. Top with toppings.

HINT: Leave out chips and the mixture can be used inside a burrito.