1 can refried beans
1 can chili without beans
1 pt. sour cream
1 pkg. taco seasoning
1 can diced green chilies
Cheddar cheese
Monterey Jack cheese
Chopped tomatoes
Chopped green onions
Sliced olives

1st layer - Mix together and spread on a large platter: refried beans and chili without beans.

2nd layer - Mix together and spread on first layer: sour cream, taco seasoning, and diced green chilies.

3rd layer - Sprinkle over second layer shredded cheddar and Monterey Jack cheese.

4th layer - Distribute over 3rd layer chopped tomatoes, chopped green onions, and sliced olives.