1 (14 oz.) Eagle Brand milk
1 1/2 c. cold water
1 pkg. instant vanilla pudding
2 c. whipping cream, whipped or 1 pkg. Dream Whip made per pkg. instructions
36 vanilla wafers
3 med. bananas, sliced & dipped in lemon juice

In large bowl combine sweetened condensed milk and water. Add pudding mix; beat well. Chill 5 minutes. Fold in whipped cream. Spoon 1 cup pudding mixture into 2 1/2 quart glass serving bowl. Top with 1/3 each of the wafers, bananas and pudding. Repeat layering twice, ending with pudding. Chill thoroughly. Garnish with vanilla wafers.