Layer in the following order:

2 (16 oz.) cans refried beans mixed with 1 bag taco seasoning
1 avocado, mashed
1 (6 oz.) can chopped black olives
2 cans chopped green chiles
1 or 2 bunches chopped scallions
1 (16 oz.) container sour cream
1 lg. jar mild salsa

Layer first 6 ingredients in order written. Bake until bubbly at 350 degrees about 1/2 hour. Sprinkle with shredded cheese and bake until melted. Add 2-3 bags of cheese, make a nice thick layer. Makes a great dip for tortilla chips, etc.