1 lg. pkg. vanilla pudding mix (instant)
1 tub Cool Whip
1 can Eagle Brand milk
1 (2 oz.) cream cheese (opt.)
Vanilla wafers
2-3 bananas

Mix pudding as directed on package. Use mixer on medium speed. Add Cool Whip, Eagle Brand milk, cream cheese and mix until smooth. Add vanilla wafers and bananas. Chill 1 hour before serving. Makes a large bowl full.