1ST LAYER:

1 lb. hamburger, cooked and drained
1 (16 oz.) can refried beans
1 (16 oz.) can chili without beans

2ND LAYER - AVOCADO DIP:

1 lg. ripe avocado
3 oz. cream cheese
1/2 c. sour cream
Dash Tabasco
Dash salt
Dash pepper
2 tbsp. lemon juice

Mash avocado and blend rest of ingredients until smooth.

3RD LAYER:

Shredded lettuce
Chopped tomatoes
Shredded cheese

4TH LAYER:

1 jar Taco sauce or Spicy Salsa

Enjoy!