16 oz. can refried beans
Guacamole
16 oz. sour cream, mixed with 1.5 oz. pkg. Schilling taco mix
1 c. cheddar cheese, grated
Chopped black olives
Chopped green olives
Chopped tomatoes

GUACAMOLE:

1 avocado
2 green onions, chopped
Dash of garlic salt
Salt and pepper to taste

Layer in order above in serving dish. Good cold or from the microwave.