1 c. Bisquick baking mix
1/4 c. water
1 (16 oz.) can refried beans
1 lb. ground beef, cooked and drained
1 avocado, sliced (if desired)
1 c. thick taco salsa
1 1/2 c. shredded Cheddar cheese

Grease pie plate, 10 x 1 1/2 inches. Mix Bisquick, water and beans. Spread in pie plate. Layer remaining ingredients on bean mix, starting with beef, avocado, salsa and cheese. Bake 25 to 30 minutes at 375 degrees. Serve with chopped onion, chopped tomato and sour cream if desired.