14 oz. can Eagle sweetened condensed milk
1 1/2 c. cold water
1 pkg. instant vanilla flavor pudding mix
2 c. Borden whipping cream, whipped
36 vanilla wafers
3 medium bananas, sliced & dipped in Real Lemon juice from concentrate

In large bowl, combine sweetened condensed milk and water. Add pudding mix, beat well. Chill 5 minutes. Fold in whipped cream. Spoon 1 cup pudding mixture into 2 1/2 qt. glass serving bowl. Top with 1/3 each of the wafers, bananas and pudding. Repeat layering twice, ending with pudding. Chill. Garnish as desired. Refrigerate leftovers.