FIRST LAYER:

2 c. flour
1/2 c. chopped nuts
1/2 c. marg.

SECOND LAYER:

2 (8 oz.) pkg. cream cheese
2 c. powdered sugar
1/4 c. milk
9 oz. Cool Whip

THIRD LAYER:

2 sm. pkg. (any flavor) instant pudding
3 c. milk

Mix first layer together like pie crust. Pour crumbs into 9 x 13 inch cake pan. Bake at 350 degrees for 20 minutes, cool.

Mix together second layer and pour all over first layer.

Mix third layer together until starts to thicken. Then pour over cream cheese layer.

Top with more Cool Whip and nuts if desired.