1 c. flour
1 c. quick oats
3/4 c. brown sugar
1/2 c. butter
1 can sweetened condensed milk
1 c. chopped nuts
1 c. chocolate chips

Mix flour, oats, brown sugar and butter until crumbly. Reserve 1/2 cup. Press rest of mixture on bottom of 9x13 inch pan. Bake 10 minutes at 350 degrees. Pour sweetened condensed milk over crust. Top with nuts, chocolate chips and remaining oat mixture (1/2 cup). Press down. Bake at 350 degrees for 25 to 30 minutes until light brown. Cool. Store at room temperature covered.