1 lb. ground beef
1 can refried beans
1 pkg. taco seasoning
1 large container sour cream
1 jar picante sauce
1 pkg. Colby cheese

Brown ground beef and drain. Stir in refried beans and seasoning. Using a 13 x 9 inch pan, spread hamburger mixture over bottom. Spread all of the sour cream onto next layer. Then, layer picante sauce and cover with cheese.

Bake at 350°F for 30 minutes. Serve with tostado chips.