2 lbs. hamburger meat
2 med. onions (chopped)
1 tbsp. ground pepper
1 c. uncooked rice
1 tsp. salt
1 chopped bell pepper
1 1/2 tbsp. oil
1 can tomatoes or sauce
1 tsp. chili powder
Pepper to taste
Velveeta cheese (on top of mixture)

Preheat oven to 350 degrees. Saute onions and peppers in oil until yellow. Add ground beef and fry until done. Stir in remaining ingredients. Pour into a greased baking dish. Cover and bake 1 hour. Remove cover last 15 minutes. Put Velveeta cheese on top of meat. Lightly brown.