2 (8 oz.) pkgs. cream cheese
1 (16 oz.) carton sour cream
1 carton bean dip
1 pkg. taco seasoning
1 c. grated cheddar cheese

Soften cream cheese. Add sour cream gradually, mixing with mixer. Add bean dip and taco seasoning and beat until well mixed. Put in casserole and top with cheddar. Cover and bake at 325 degrees for 30 to 45 minutes. Serve with tortilla chips.