8 oz. cream cheese
1 lg. vanilla instant pudding
1 can Eagle Brand milk
3 c. milk
1 lg. container Cool Whip
Bananas
Vanilla wafers

Combine and mix well cream cheese, pudding, and Eagle Brand milk. Pour in the milk. Beat 5 minutes. Fold in 1/2 of the Cool Whip (reserve rest for topping). Layer bananas, vanilla wafers, and pudding. Top with rest of Cool Whip.