1 1/4 c. flour
1 c. sugar
1 tsp. cinnamon
1/4 tsp. cloves & ginger
1/2 tsp. baking soda
Dash of salt
1 egg
1/2 c. pumpkin
1/4 c. oil
1 c. apples, chopped

Combine egg, pumpkin and oil, add flour, sugar, spices; stir just until moistened. Stir in apples. Sprinkle streusel topping over batter in muffin tins. Bake in preheated oven at 350 degrees for 35 to 40 minutes.

TOPPING:

2 tbsp. sugar
1 tbsp. flour
1/4 tsp. cinnamon
2 tsp. butter

Combine sugar, flour and cinnamon. Cut in butter until crumbly.