1 can Eagle Brand condensed milk
1 1/2 c. cold water
1 (8 oz.) tub extra creamy Cool Whip
1 box vanilla wafers
3-4 bananas
1 pkg. Jello vanilla instant pudding

Combine milk, water and pudding; beat well. Chill for 5 minutes. Fold in Cool Whip; mix well. Layer pudding, cookies and bananas.