1 can Old El Paso refried beans with green chilies
3 lb. hamburger (fried with onion and green pepper)
12 oz. mozzarella cheese
12 oz. Monterey Jack cheese
12 oz. cheddar cheese
1 lg. Old El Paso taco sauce (hot)

Spread refried beans over bottom of pan. Fry hamburger, onion and green pepper. Drain well. Add 1 package of dry taco seasoning to hamburger as directed on package. Spread over beans, then sprinkle the 3 cheeses on top of hamburger. Pour hot sauce over entire dish and bake in oven until cheese is melted and is bubbly at 350 degrees.