15 oz. can refried beans
8 oz. shredded cheese (Cheddar)
1 pkg. large flour tortillas
1 pkg. Lipton Spanish rice
1 lb. beef, browned and drained
1 can Ro-Tel

Pour Ro-Tel in raw beef.

Sauce:

1 c. mayo
1/2 c. picante

On large tortilla, layer in middle the refried beans, beef, rice, cheese and sauce. Fold and brown on both sides in hot skillet.