1 can refried beans
1 can green chilies, chopped
1 small can Hunt's tomato sauce
1 lb. ground beef
12 oz. Monterey Jack cheese, grated
1/2 bag (5 to 6) flour tortillas
onion and garlic

Cook beef with onion and garlic; drain fat. Mix tomato sauce with browned hamburger and onions; set aside. Soften tortillas in microwave. Spread first tortilla with refried beans; sprinkle heavily with grated cheese. Put in the bottom of a round 1 1/2-quart casserole.

Spread second tortilla with a thin layer of beans and place on top of first layer. Spread generously with meat mixture; add a generous sprinkling of peppers and a scant sprinkling of cheese.

Continue layering tortillas with the emphasis alternating between bean and cheese combo and meat and pepper combination. Reserve enough of the beans to spread a thin layer on the top tortilla and cover it with a THICK layer of cheese. Cover with Saran Wrap; heat on Medium in microwave for approximately 10 minutes, until heated through.

Serve with salsa and sour cream on the side. A salad and/or guacamole works well with this.