1 lb. ground beef
1 lg. onion, chopped
1 lb. refried beans
14 oz. green chilies, drained and chopped
3 c. Monterey Jack
1 c. taco sauce
1/4 c. chopped green onion
1/2 c. pitted ripe black olives, sliced
1 med. avocado, mashed
1 c. sour cream

Spread beans on 9 x 13 inch glass baking dish. Top with meat. Sprinkle with chilies, then cheese. Drizzle with taco sauce, sprinkle green onions and olives over it. Mix avocado and sour cream together and spread on top. Bake for 30 minutes at 325 degrees. Serve at once with taco chips.