1 pkg. flour tortillas
2 lb. hamburger, browned
1 (8 oz.) can refried beans
1 jar taco sauce
Lettuce, shredded
2 med. tomatoes, chopped
1 1/2 c. shredded cheddar cheese
1 c. mozzarella cheese
2 pkg. taco seasoning mix plus
2/3 c. water

Put small amount of taco sauce in bottom of 9 x 13-inch pan. Break up tortilla and place taco sauce. Put meat mixture over them. Layer the rest of ingredients and top with cheese.

Bake for 30 minutes at 350 degrees.