1 pkg. light or reg. cream cheese, softened
2 c. yogurt
1 pkg. dry taco seasoning mix
1 jar taco sauce
1/2 head lettuce
2 tomatoes, chopped
1/2 c. sliced black olives
1/2 c. sliced scallions
1 c. shredded Cheddar cheese

Beat cream cheese until smooth; stir in yogurt and taco seasoning. Mix. Chill one hour. Spread yogurt mixture on bottom of large serving bowl or platter. Spread taco sauce over yogurt mixture; layer with lettuce, tomatoes, olives, scallions and cheese. Serve with your favorite chips. Makes 3 cups of dip.