1/2 c. butter
1 1/2 c. graham cracker crumbs
1 (7 oz.) pkg. flaked coconut (2 2/3 c.)
1 (14 oz.) can sweetened condensed milk
1 (12 oz.) pkg. semi-sweet chocolate chips
1/2 c. creamy peanut butter

Preheat oven to 350 degrees. In a 13 x 9 inch pan melt butter in oven. Sprinkle crumbs evenly over butter. Top evenly with coconut then sweetened condensed milk. Bake 25 minutes or until lightly browned.

In small saucepan, over low heat melt chips with peanut butter. Spread evenly over hot coconut layer. Cool slightly 30 minutes. Chill thoroughly. Cut in bars. Garnish as desired. Store loosely covered at room temperature.