1 onion, chopped
2 tbsp. salad oil
1 clove garlic, minced
1 lb. ground beef
1 can tomatoes
1 (15 oz.) can chili con carne
1 can pinto beans
1 1/2 tsp. salt
1/4 tsp. pepper
1 (11 oz.) pkg. tortillas
1 c. cheddar cheese, grated

Saute onion, garlic and beef in oil. Add salt and pepper and canned ingredients to mixture. Simmer about 5 minutes. Layer beef mixture with tortillas and cheese. Top with cheese. Bake at 350 degrees for 30 minutes.