2 cans refried beans
1 pkg. taco seasoning mix
1 can chopped black olives
1 container guacamole
1 pt. sour cream
2 c. shredded sharp cheese

In 8 x 11 inch dish layer and spread refried beans. Layer can of chopped black olives. Layer guacamole. Combine taco seasoning and sour cream. Layer on top of guacamole. Top with cheese. Serve with chips.