1 c. sour cream
1/3 c. brown sugar
2 (9 oz.) pkg. frozen French toast (12 slices)
8 oz. sliced boiled ham
2 1/2 c. (20 oz.) shredded Cheddar cheese, divided
1 (20 oz.) can apple pie filling
1 c. granola with raisins

In small bowl, mix sour cream and brown sugar and chill. Prepare French Toast according to package. Place French Toast in bottom of greased 9x13 inch pan.

Layer ham, 2 cups of cheese and remaining 6 slices of French Toast. Spread apple filling over top. Sprinkle with granola. Bake in preheated oven at 350 degrees for 25 minutes.

Top with remaining 1/2 cup cheese and continue baking until cheese is melted, about 5 minutes. Serve with sour cream. 6 servings.