Mix together:

1 pkg. lemon Jello
1 pkg. orange Jello
2 c. hot water
1 1/4 c. cold water
3 bananas
1 (20 oz.) can crushed pineapple, drained
1 pkg. miniature marshmallows

Dissolve Jello in water, add pineapple, sliced bananas on top. Put marshmallows on top of bananas. Chill until firm.

SECOND LAYER:

Cook together:

2 eggs, well beaten
5 tbsp. flour
1 c. sugar
2 c. canned pineapple juice

Cook until thick. Let cool, then spread on top of first layer.

THIRD LAYER:

2 pkgs. Dream Whip
1 (8 oz.) pkg. cream cheese
1 c. milk

Mix Dream Whip and milk, add cheese and whip. Spread on top of second layer. Sprinkle grated cheese or coconut on top.