1 can refried beans
1 c. sour cream
1 pkg. taco seasoning
1 (4 oz.) can chili peppers, chopped
1/2 c. guacamole
1 c. grated cheddar cheese
1/2 c. sliced black olives
1/2 c. chopped tomatoes

Spread beans in a 9-inch pie plate. Mix together sour cream and taco seasoning. Spread on top of beans. Layer remaining ingredients. Serve with tortilla chips.