1 pkg. taco seasoning mix
2 (No. 303) cans refried beans
1 small sour cream
1 c. grated sharp Cheddar cheese or Mexican 3 cheese

Mix refried beans with taco seasoning. Put in baking dish; smooth sour cream on top and top with grated cheese. Heat in oven at 350°F until cheese has melted. Serve hot or keep on warming tray and serve with taco chips.