1 (16 oz.) can refried beans
1 sm. can chopped olives
Lettuce, chopped
2 tomatoes, chopped
2 c. Jack cheese, grated
1 lb. soft cream cheese
1 1/2 c. salsa
1-2 avocados, cubed
1 lb. tortilla chips

Spread cream cheese on pizza pan or large round platter. Layer the remaining ingredients in the following order: 1) Refried beans. 2) Salsa. 3) Cheese. 4) Tomatoes. 5) Avocados. 6) Olives. Arrange tortilla chips around edge of platter, serve remaining chips in a bowl. Great for parties, B.B.Q's!