1 1/2 c. unsifted flour
1/2 c. sugar
2 tsp. baking powder
1/2 tbsp. salt
1 egg, beaten
1/2 c. milk
1/4 c. vegetable oil
1 c chocolate chips
3/4 c. mashed ripe bananas
1/2 c. chopped nuts (walnuts)

Combine flour, sugar, baking powder, salt. Add egg, milk, oil. Stir until blended. Stir in chips and bananas and nuts.

Line muffin pan with paper liners. Fill muffin cups 2/3 full. Bake at 400 degrees for 20 minutes. Makes about 14 muffins.