Mix with salt and pepper ... Layer starting with beans and layer in order mentioned above. I use spicey refried beans and sharp Cheddar cheese. ... chips and you're ready.
Mix sour cream, mayonnaise and ... your taste. Spread refried beans on a plate. Spread sour ... this and add black olives on top of it. ... melts. Serve with chips.
Brown hamburger, drain. Mix in ... Stir into the refried beans. Spread on bottom of ... Sprinkle on sliced black olives. Add shredded cheese on ... minutes or until bubbly.