1 can refried beans
1 pkg. taco seasoning mix
1 carton avocado dip (frozen food section - Mexican food)
1 (8 oz.) sour cream
1 can black olives (chopped)
1 can chopped green chilies (by Mexican food)
1 sm. onion (chopped)
1-2 tomatoes (chopped)
1 pkg. Cheddar cheese (shredded)

Mix beans and taco seasoning together. Spread in 12x9 pan. Then layer the rest as above.